17%

34%

51%

68%

85%

100%

emoney home loan process

5-step home loan approval process

As COVID-19 spreads and a global recession looms, investment in the share market has become high risk. It is in this type of economic climate that the Australian residential property market has historically performed well. With interest rates at an all-time low, if you have been thinking of purchasing a home or investment property, now just might be the perfect time.

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How do lenders set their rates?

There seems to be a lot of confusion about how lenders set their rates. The cash rate does have an impact but it is not the only factor taken into account.

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When to get an interest-only home loan

Interest-only home loans predominantly benefit property investors and are not recommended for owner-occupiers because they do not allow you to build equity in your property.

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Renovate or buy a new home?

You’re looking to upgrade to a bigger or more modern home but how do you decide whether it’s worth renovating or buying a new one instead?

wooden house puzzle

What is a pre-approval?

Pre-approval—also known as conditional approval or approval in principle—is one of the best ways to find out how much you can borrow and if your financial situation meets the lenders credit policy before making an offer on a property.

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Budgeting to reach your goals

Are you saving to buy a house, go on holiday or something else? Setting and sticking to a budget can help you reach your goals quicker.

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Is it better to rent or buy in 2020?

Interest rates are at an all-time low and changes to lending policy have increased borrowing power. So, would you be better off buying than renting a home in 2020?

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