Renovate or buy a new home?
You’re looking to upgrade to a bigger or more modern home but how do you decide whether it’s worth renovating or buying a new one instead?
What is a pre-approval?
Pre-approval—also known as conditional approval or approval in principle—is one of the best ways to find out how much you can borrow and if your financial situation meets the lenders credit policy before making an offer on a property.
First Home Loan Deposit Scheme
We explain the First Home Loan Deposit Scheme—what it covers and who is eligible.
Budgeting to reach your goals
Are you saving to buy a house, go on holiday or something else? Setting and sticking to a budget can help you reach your goals quicker.
Is it better to rent or buy in 2020?
Interest rates are at an all-time low and changes to lending policy have increased borrowing power. So, would you be better off buying than renting a home in 2020?
Debt consolidation: what are the benefits?
Debt consolidation is the process of rolling a number of smaller debts into a single, larger loan. If you have a home loan, you may be able to refinance to consolidate your debts.
What’s the difference between an offset and a redraw?
The main difference between an offset account and a redraw facility is that an offset account is a separate deposit account and a redraw facility is a feature attached to your loan.
Managing Christmas Spending
Avoid overspending this Christmas with our handy budgeting tips. A little bit of planning will let you enjoy the festive season without putting too much stress on your finances.
The property market at Christmas
The housing market is traditionally quieter over the festive season than at other times of the year. But does this mean you should wait until the New Year to buy?
Why choose a variable rate loan?
We discuss the benefits and drawbacks of variable interest rate loans. Find out the difference between a basic and standard variable and what a home loan package includes.