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Tips for construction loans

Thinking of building your new home but confused about the construction loan process? Then read on as we offer some tips on how to apply for a construction loan.

Genuine vs non genuine savings explained

Genuine vs non-genuine savings

Did you know lenders categorise savings as either genuine or non-genuine? Find out the difference and what this means for you as a borrower.

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Should I get a fixed rate loan?

Thinking of fixing your home loan? We discuss the benefits and drawbacks to help you make the right choice for your circumstances.

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Upfront costs

In addition to saving your deposit, there are a number of upfront costs you will have to pay for. It’s important you budget for these at the outset.

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Saving for a deposit

Do you know how much you need to save? Lenders typically require a 5% deposit and once you factor in upfront costs, this comes to about 8%.

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