17%

34%

51%

68%

85%

100%

builder and couple looking at construction plans

Tips for construction loans

Thinking of building your new home but confused about the construction loan process? Then read on as we offer some tips on how to apply for a construction loan.

Genuine vs non genuine savings explained

Genuine vs non-genuine savings

Did you know lenders categorise savings as either genuine or non-genuine? Find out the difference and what this means for you as a borrower.

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Should I get a fixed rate loan?

Thinking of fixing your home loan? We discuss the benefits and drawbacks to help you make the right choice for your circumstances.

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Upfront costs

In addition to saving your deposit, there are a number of upfront costs you will have to pay for. It’s important you budget for these at the outset.

hand holding bag of money with plant in it

Saving for a deposit

Do you know how much you need to save? Lenders typically require a 5% deposit and once you factor in upfront costs, this comes to about 8%.

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